Here at Ashleigh Green, we have the experience and expertise to provide you with the very best advice to help you secure the right mortgage.

Our professionals have access to the whole mortgage market, including niche lenders that take a bespoke approach to underwriting. This means we are best placed to not only help the average buyer, but also those who may have difficulty obtaining a traditional mortgage. Whether you’re a first-time buyer with a small deposit, are newly self-employed, are a contractor or simply have impaired credit, our mortgage specialists have the skills and dedication that together can give you the best chances of obtaining a mortgage. Our impartial advice can help you make sense of mortgages to help you make the right decision based on your personal needs. Our extensive network means we are able to source deals that are not available on the high street too, giving you a distinct advantage versus going it alone.

Buying your first home is a milestone event, and one that can be incredibly daunting.

We can help you isolate key factors to consider and provide a comparison of mortgages that best suit your circumstances to stop you becoming overwhelmed! Our mortgage professionals can:

Help you work out how much you can afford, factoring in additional costs beyond the property purchase price such as fees for conveyancing, renovations, and Stamp Duty.

Explain the difference between fixed and variable rates, the different products available, and help you obtain a Decision in Principle certificate so that you can factor in all of this to arrive at an affordable monthly repayment sum.

Providing Advice to not only ensure you can purchase a property but also ensure that if the worst should happen to you or your property, you are able to keep your property by means personal protection for you and your family and protection for your home and possessions

As life evolves and your needs change, you may find yourself wanting to change your mortgage provider, switch to another deal, release equity, or re-mortgage to consolidate debts.

But while remortgaging may seem like the right option, some deals come with the caveat of an early repayment charge, while others may charge you again for valuation and solicitors fees – meaning it’s not the most cost-effective option after all. Ashleigh Green can help you navigate the waters of remortgaging:

We can compare options based on things like discount introductory rates, lower APRs, and total money saved.

We’ll make sure that the total cost of the remortgage option does not negate the monthly savings.

We’ll take care of the paperwork from start to finish to help you get to grips with remortgaging.

Think carefully before securing other debts against your home.

Regulations:

  • You may have to pay an early repayment charge to your existing lender if you remortgage

Whether you are new to investing in the UK property market or are growing your portfolio, a buy-to-let mortgage can prove pivotal to your financing plans.

Our mortgage experts will give you the advice you need to ensure you maximize the return on this investment:

We’ll explain things such as how potential rent can impact whether the mortgage will be offered, interest rates for buy-to-let mortgages (which are typically higher than those offered on a primary residence), and what sort of deposit you’ll need – a sum that is normally 20-25 per cent of the property’s value.

We’ll examine your financials to make sure the income generated from your property will cover the repayments. This includes looking at whether you plan to generate income through the collection of monthly rent.

We’ll analyse your property investment goals and help you achieve those aspirations

Regulations:

  • Your property may be repossessed if you do not keep up repayments on your mortgage
  • Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority

Interest-only mortgages maybe hard to come by when looking at high street providers alone, but with Ashleigh Green on your side, you can still find these deals:

We’ll help you find out if you qualify for an interest-only mortgage;

We’ll have an honest discussion about the pros and cons of this type of borrowing to make sure it suits your needs.

We’ll help you find the most competitive interest rate to make your monthly repayments the most manageable they can be.

We understand that sometimes life can take a turn for the worse and you may find yourself in a situation which has impacted your credit as a result of an unforeseen circumstance.

That’s why here at Ashleigh Green we are here to help find a lender that can get you back on the right track.

If you have previously experienced problems with your finances and are struggling to find a Mortgage provider due to adverse credit history then contact us today!

We have a range of lenders to help you repair your credit history in the following situations:

  • Missed payments
  • IVA or debt management
  • CCJs
  • Bankruptcy
  • Repossession
  • Debt management plans

No matter if you’ve already procured a business space or are looking to expand into a commercial or other business premises, we can point you in the right direction to provide invaluable assistance to help your new venture thrive

At Ashleigh Green, we can help start-ups and larger businesses obtain the right business mortgage by putting you in contact with the right people, we have commercial specialists who will provide a detailed side-by-side comparison of your options regarding mortgages for commercial purpose and development. Explain the differences between a residential and commercial mortgages, giving you the guidance you need to ensure your financials are in order present your business to lenders in the most favorable light possible to heighten the chances of your mortgage being successful. Commercial Mortgages are arranged by Introduction only.

We work with a select panel of providers.

Regulations:

  • Commercial Mortgages are not usually regulated by the Financial Conduct Authority.

If you are one of the many Brittons abroad who want to access expat mortgages to finance an investment property in the UK, Ashleigh Green can help.

We can provide you with the help you need to make your next investment a success:

We can advise you on the process of purchasing a property in the UK whilst living over seas.

Ashleigh Green mortgage experts will utilise our network of private banks and independent building societies, many of which are more likely to approve an expat mortgage.

We will also explain any potential risks or stipulations that you may encounter, such as having to pay a higher interest rate on a buy-to-let loan, so that you are fully aware at every stage of the process.

In addition to all of the above, we also offer a number of other services related to insurance and protection:

  • Conveyancing – To ensure all of the legal paperwork is taken care of in the most efficient and compliant way possible, we can recommend a solicitor to you from a panel of trusted conveyancers at a reduced price
  • Wills – We can recommend a reputable will writing company, and work alongside them to help organise this important document
  • Trusts – We will write all life insurance and critical illness policies in trust, and we’ll do so free of charge, meaning the policy proceeds will go directly to your chosen recipients.
  • Financial advice – We can connect you to Independent Financial Advisors who can offer help with investments and pensions

We offer all of these services, and of course have access to secured loan lenders and overseas property lenders. To find out more about how we can help you, contact us today.

Regulations

Your property may be repossessed if you do not keep up repayments on your mortgage

need a quote?

Why not start protecting what matters most, today. Contact us now:

01375 642 303 info@ashleighgreen.co.uk
vouched for

“Very friendly and flexible with hours to suit, made us feel relaxed and didn't give us a load of jargon we didn't understand but made sure we understood everything before we took any steps forward.”
Christina, Essex.

Read more testimonials here